Mortgages

When making one of the biggest decisions of your life, you need the best advice.

From your first home to releasing equity from your property, you’re safe as houses with advice from the team at Rowanbank.

Mortgages

Buying a home is a big step and a substantial investment. You want to find the mortgage that matches your situation, both now and in the future. We work out whether capital repayment or interest-only is a better fit and outline what each of them means for you. We also advise on re-mortgaging your property to fund extensions or other plans.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Finding alternatives

Our advisers understand all the latest products available, from buy-to-let mortgages to those for new build or self-build properties, as well as right-to-buy schemes and help to buy.

The Financial Conduct Authority does not regulate some forms of buy to let.

Equity Release

If you’re over 55, you may consider releasing some of the equity in your property as a tax-free sum. We carefully outline the requirements, as well as the pros and cons, of this option to ensure it’s right for you and your circumstances.

This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.

Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it.  If you are in any doubt seek independent advice.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £250 or 0.25% of the loan.

Call or email us today to make sure you’re properly protected:
0131 554 7365   /   [email protected]