You need to ensure that you and your family remain totally financially secure – whatever happens. At Rowanbank Financial Consultants, we believe that ensuring that you have adequate life, health and income protection is a priority above anything else.


There are many different types of insurance available to protect your family and lifestyle from events outside your control and we offer advice on the various products available in the market.

Income protection

What would happen if you became too ill to work?  How would you survive financially?

Having income protection means that your income is replaced if you're unable to work due to long-term incapacity. Income protection supplements any employer arrangements, which will not usually continue over a long period of absence. State benefits may be available but are very limited.

Critical illness insurance

It’s important to plan for the worst case scenario – what would happen if you were injured or critically ill, or if you died?

Critical Illness cover is designed to pay a lump sum on diagnosis of a critical illness, such as cancer. It can be used to replace lost income, or to pay for medical fees/treatments. Critical illness cover allows you focus on getting better without worrying about money. 

Private medical insurance

Private medical insurance is designed to cover the cost of treatment in private hospitals for medical conditions which are curable. Plans cover the cost of either inpatient or outpatient treatment, so you have the security of being treated at the right time. The cover can be varied to suit your budget – and there are a myriad of options to consider before taking or switching your plan.

Our primary aim is to provide our clients with clear, impartial advice. Our experienced advisers are available to assist with every aspect of the decision-making process, whether you are purchasing medical insurance for the first time or considering a review of your current provider.

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Contact Us

Rowanbank Financial Consultants Limited
144 Ferry Road, Edinburgh EH6 4NX

T: 0131 554 7365
F: 0131 554 7403

Opening hours

Monday – Friday 9am – 5pm